Auto
Michigan no-fault choices, household drivers, youthful operators, classic cars, and the trailers and recreational vehicles behind them.
Roscommon Insurance Agency
The agency that started it all, serving Roscommon County since about 1925. Auto, home, lake cottage, business, and life insurance — quoted across many carriers by people who know these lakes and these roads.
Talk to us
(989) 275-5555Monday – Friday 8:30 AM – 5:00 PM (phones open at 9:00 AM)
After-hours emergency: 989-889-1009
Part of this community
Your Roscommon neighbors, insuring Roscommon
Roscommon Insurance has been part of this town for a century. We insure the homes on Higgins Lake and Houghton Lake, the trucks that plow M-18 driveways all winter, the cottages that fill up every July, and the businesses on Fifth Street.
Lake properties are our specialty: seasonal occupancy, wood stoves, docks and hoists, snowmobiles in the shed — we know the underwriting questions before the carrier asks them, and our replacement cost estimates reflect what it actually costs to rebuild Up North.
We serve Roscommon, Higgins Lake, Houghton Lake, St. Helen, Prudenville, West Branch and Grayling — and because we're an independent agency, one conversation gets you quotes from many top-rated carriers.
One agency, the whole account
Insurance built around how you actually live and work
Home & property
Homes, condos, renters, seasonal cottages, lake property, scheduled valuables, water backup, and replacement-cost decisions.
Business & farm
Contractors, retail, professional offices, commercial buildings, farms, commercial autos, workers compensation, and umbrellas.
Life & umbrella
Term life and personal umbrella coverage that protect the household behind the policies—not just the vehicles and buildings.
Why use a local independent agency?
We are not limited to one insurance company. Our licensed team can compare options across multiple carriers, explain the tradeoffs, and keep the account together when a home, auto, farm, or business change affects more than one policy. Claims and billing questions come back to the same local team.
Meet the current RGC team or call this office at (989) 275-5555.
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