AUTO RENEWAL CHECKLIST:
INCREASE
Insurance Information Form |
EXPLANATIONSInsurance score
*** Indicate was/is where possible and if any savings for new sore ordered
AO: Web EZ, just re-order (doesn't display) PSMIC: Decs HMIC: Decs CICA: Decs AO PSMIC HMIC CICA
Group
AO: Decs / WebEZ if better available (Mature & MEA best) PSMIC: Decs (all same) CICA: Decs / Quote (Citizens Best is best) HHM's
Find on decs and in quotes for all systems Premier driver
Find in Decs and WebEZ, can quote in WebEZ if: To qualify for the MI PPA Premier Discount, a driver must meet the following criteria:
Good student discount
Available? Had? Will have? 3.0 / "B" average or better PIP - Full or excess
Had primary or excess? Renewed with primary or excess? 65 year olds commonly lose this discount automatically PIP Limit
What limit last policy? What limit in renewal? BI Limit
What did they have last year? Renewal? Low annual income
less than $7500 of annual income for the entire household qualifies. 65+ retirees and SSI households commonly qualify Wage loss waiver
Had last year? Have in renewal? Do they qualify if neither? Commonly 65+ and maybe SSI households may qualify Driver Assignment / Miles to work
Drivers on the same vehicles? Have miles to work/use ratings changed? Cost symbols
Have they changed? Paste any before and afters that changed Vehicle Discounts
All still the same? Any others available we should/could apply? Claim Free Discount / Claims / Surcharge
Note if was claim free and still claim free Note if any new claims Note if any surcharge is newly applied Umbrella MPD
Note if there was and still is or lost at renewal Note the savings if we add the discount Life MPD
Note if there was and is for the renewal? Or lost Note the discount if not already applied Deductible Options
COMPNote what customer currently has, if renewed different
Note savings if increased 1 level, 2 levels COLLNote what customer currently has for deductible Note savings for increasing deductible COLL BROAD TO REGULAR
If customer has broad, note the savings to drop to regular/standard Previous premiums
Note last years and the year prior Payment history discount
Last year: applied or not? Renewal? Loyalty discount
Note if applied or not annual term discount
Applied or not? If a year long policy, its applied |
SAMPLETIP:PSMIC has the "Agency Renewal Report"
|