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LINKS TO COMPANY'S BILL PAGES

WHAT YOU WILL TYPICALLY NEED

  1. Policy Number and/or Billing Account Number
  2. Login Info (most times)
  3. Personal Identifying Info

HOW TO MAKE YOUR INSURANCE POLICY BILLS WORK FOR YOU

As an insured customer of Roscommon, Grayling & Coopersville Insurance Agencies, managing your policy's billing effectively can offer immediate benefits and provide advantages in the long run. Here are several actions you can take with your policy's billing to benefit both in the present and for the future:
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  1. Consider Paying in Full: Paying in full brings an immediate discount, commonly 5-10% on your overall premium (pretty big discount). And in the long run, it will improve your insurance score, which will also save you money. Its a win-win.
  2. Enroll in Automatic Payments: Opting for automatic payments can ensure timely premium payments, preventing potential lapses in coverage. It also often qualifies you for discounts and helps build a strong payment history.
  3. Explore Multiple Payment Options: Our agency provides various payment methods and frequencies. By selecting the most suitable payment plan, you can align your budget with your insurance obligations.
  4. Consistent Timely Payments: Making on-time payments not only avoids penalties but also strengthens your credit and insurance history, potentially leading to lower premiums in the future.
  5. Combine Policies for Discounts: Bundling multiple policies, such as auto and homeowners insurance, with our agency can result in significant cost savings. It simplifies billing and often provides attractive discounts.
  6. Review and Understand Your Billing Statements: Regularly reviewing your billing statements ensures accuracy and helps you understand the components of your premiums, enabling you to identify potential areas for cost savings or adjustment.
  7. Annual Policy Review: Periodically reviewing your policy and billing details with our agents ensures that you're adequately covered while avoiding unnecessary costs for coverage you no longer need.
  8. Adjust Coverage According to Life Changes: Notify our agents about significant life changes, such as marriage, the birth of a child, or home renovations. This could impact your coverage needs and may lead to adjustments in your billing and policy structure.
  9. Communicate Changes Promptly: Inform us about changes in contact information, addresses, or any updates that could affect billing to ensure accurate communication and seamless policy management.
  10. Utilize Loyalty and Referral Programs: Take advantage of any loyalty or referral programs offered by our agency, as they often reward clients with benefits for long-term relationships and client referrals.
  11. Consult with Our Agents: Discuss your billing concerns or changes in your financial situation with our experienced agents. They can guide you to find the most beneficial billing options tailored to your specific needs.
  12. Ask how Refunds and Additional Amounts Due will Go: Often times, if you add cost to your policy, there will be a "catch-up" amount due in the next month, which sometimes can catch our insured's off-guard. Conversely, if you lower your costs, the savings won't typically come back to you directly in a deposit or check, but will instead be credited to your remaining balance or next years balance. These practices help the company save money, which saves the customer money, as well as ensure the policy is paid up on time. 

By actively managing your policy's billing and staying engaged with our agency, you'll not only benefit from a smoother billing process but also position yourself for potential savings and optimal coverage in the long term. We're dedicated to helping you navigate your insurance needs effectively, ensuring peace of mind and financial security.