Insurance for people who build things.
General liability, tools and equipment, work comp, and vehicles reviewed together — by an agency that has been writing Michigan contractors since 1925. Certificates when you need them, and a real person who knows your file.
By trade
Pick your trade and we'll ask the right questions
General Contractors & Remodelers
General liability, tools, work comp, and vehicles reviewed together — with certificates issued when you need them, not three days later.
See coveragesElectricians
Electrical work carries fire and completed-operations exposure that generic business policies price badly and explain worse.
See coveragesPlumbers & HVAC Contractors
Water and heat exposures behave differently from other trades, and the policy that covers them should be built accordingly.
See coveragesLandscapers & Lawn Care
Seasonal work changes what you need twice a year. A policy written for one season and left alone is the common failure in this trade.
See coveragesExcavation & Concrete
Site work carries the highest-severity exposures in the trades. The limits and endorsements should reflect that rather than default to a package built for a two-person shop.
See coveragesAnother trade? We write plenty that aren't listed here yet — start a quote or call and we'll handle it the same way.
How it works
Three steps, then we keep working
01 · Tell us once
A few questions about the work you do, your payroll, and your equipment. Save and finish later if you get called away.
02 · Carriers compete
We quote the same coverage across the carriers we represent and explain the differences that actually matter for your trade.
03 · We re-earn it yearly
At renewal we re-check limits against the contracts you're bidding and re-shop the policy.
Rather talk?