Inventory now. Thank yourself at claim time.

After a fire, nobody remembers what was in the basement. Twenty minutes with this list — plus your phone's camera — is the difference between a smooth contents claim and months of archaeology.

Walk each room. List the big stuff, guess values honestly, and let the phone camera do the detail work — photos + this list is what a smooth contents claim looks like. Saves on this device as you type; print when done.

Living room

Notable itemsEstimated value

Kitchen

Notable itemsEstimated value

Dining room

Notable itemsEstimated value

Primary bedroom

Notable itemsEstimated value

Bedroom 2

Notable itemsEstimated value

Bedroom 3

Notable itemsEstimated value

Bathrooms

Notable itemsEstimated value

Office / den

Notable itemsEstimated value

Basement

Notable itemsEstimated value

Garage

Notable itemsEstimated value

Outdoors / shed

Notable itemsEstimated value

Special items (jewelry, guns, collectibles)

Notable itemsEstimated value

Running total

Estimated contents value: $0

Compare this against Coverage C on your dec page — and remember special limits cap jewelry, firearms, and collectibles unless scheduled. Surprised by the total? That's a five-minute conversation.