Eight questions. Your gap list.

What you own, who depends on you, what's parked in the pole barn — eight honest answers surface the gaps we find most often in Michigan households.

Do you own your home?
Counting home equity and savings, are your assets over $100k?
Does anyone depend on your income?
Do you carry life insurance beyond a small work policy?
Boat, camper, cycle, ORV, or snowmobile in the family?
Any drivers under 25 in the household?
Rental property or a side business?
Finished basement?
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