Drivers and vehicles
A permit, remote-work schedule, business use or changed garaging address can matter even when the vehicle itself did not change.
Your coverage, your peace of mind
Your insurance renewal, made simple.
Walk through the same auto and home checklists RGC uses to uncover missing drivers, property updates, discount opportunities and coverage questions before renewal.
About 5 minutes · No policy number required · Auto, home or both
1 Choose your policy 2 Complete the checklist 3 RGC reviews your update 4 We confirm next steps
Why this matters
Small changes can create big insurance gaps.
A renewal is more than a new price. It is a practical checkpoint for the facts your policy depends on.
Rebuild details
A roof, finished basement, detached structure or major system upgrade can affect replacement cost and available discounts.
Liability and options
Renewal is a good time to revisit deductibles, umbrella protection and optional endorsements—not a reason to guess at limits.
Agent-reviewed
Your submission is organized for an RGC team member to review. It does not automatically add, remove or bind coverage.
Renewal questions
Before you send an update
Does sending this form change my policy?
No. This starts a review with RGC. Your current coverage stays in place until the agency or insurance carrier confirms a requested change.
What if nothing changed?
Completing the checklist still helps confirm that your household, vehicles, property and contact information remain current.
Should I wait until the renewal date?
No. Tell us about important changes as soon as they happen. For an upcoming renewal, sending the update early gives the agency more time to review options.
What if I am not sure about an answer?
Choose “Not sure” and add whatever you know. An RGC team member can verify the policy details with you.