Tell us about the event
Event type, date, location, guest count, alcohol plans and the limits your venue requires.
Wedding & special event insurance
Your venue asked for insurance. Consider it handled.
Protect the celebration, satisfy the venue, and get your certificate online—often in just a few minutes.
Many wedding quotes land near$126for one-day liability with host liquor*
No obligation to view a quote. Purchase and policy delivery happen on our secure event-insurance platform.
FastQuote, buy and download online
AffordableMany one-day events cost $75–$150*
Venue-readyAdditional insured and certificate options
NationwideEligible events across all 50 states
Simple on purpose
One small policy. One very big thing off your list.
Event insurance is short-term protection for the day you have spent months planning. It can respond when a guest is injured, the venue is damaged, or you face a covered liability claim—and it gives many venues the proof they require before the doors open.
See the real price
Your quote is calculated from your event details. Review the coverage and terms before buying.
Send the certificate
After purchase, download the certificate and share it with your venue or event organizer.
60-second coverage check
What kind of event policy should you look at?
Answer three quick questions. This is a starting point—not a quote or coverage determination.
Keep your venue contract nearby. Its insurance paragraph is the fastest way to choose limits and endorsements accurately.
Know the difference
Liability protects the event. Cancellation protects the budget.
They solve different problems and are not interchangeable. Start with what your venue requires, then decide whether your wedding spending needs its own protection.
Event liability
Designed for covered claims that you are legally responsible for, such as a guest injury or damage to someone else’s property.
- Third-party bodily injury
- Third-party property damage
- Legal defense for covered claims
- Host liquor for eligible events
- Venue additional insured
Cancellation / postponement
Can reimburse eligible non-refundable wedding expenses when a covered circumstance outside your control forces a cancellation or postponement.
- Subject to a separate policy
- Must be purchased before the deadline
- Known circumstances are excluded
- “Cold feet” are not covered
- Terms and exclusions matter
More than weddings
Coverage for the days people gather.
One-day and short-term event insurance may be available for many private, community and business occasions.
Check my event’s eligibilityWeddings & receptionsBirthday partiesShowers & reunionsFundraisersCorporate eventsFestivals & marketsHoliday partiesCommunity gatherings
Plain-English answers
Event insurance questions, answered.
Still unsure? You can view a no-obligation quote and see the actual options available for your event.
See my optionsHow much does wedding event insurance cost?
Many straightforward one-day wedding liability quotes fall around $126, while typical pricing can range from about $75 to $175. Your exact price depends on the event type, location, guest count, dates, limits, alcohol exposure and venue requirements. The online quote shows your actual price before you buy.
Can I get event insurance the same day?
For many eligible events, yes. The online application can provide a quote and issue a certificate in minutes after payment. Do not wait if your event has unusual activities or if your venue has special wording or limit requirements.
Does event insurance cover alcohol?
Host liquor liability is included at no additional charge for eligible event hosts who are not in the business of selling or professionally serving alcohol. A paid bartender, caterer or anyone selling alcohol needs their own appropriate coverage, and retail liquor liability may be required.
Can the venue be added as an additional insured?
Yes. The venue entered in the online application can be listed as the first certificate holder and additional insured. Have the venue contract nearby so you can enter its legal name, address and requirements accurately.
Is cancellation coverage included?
No. Event liability and wedding cancellation or postponement are separate coverages. Cancellation coverage may be available for weddings when purchased early enough, subject to eligibility, exclusions and policy terms.
Are vendors covered by my event policy?
Generally, no. Caterers, bartenders, photographers, DJs, rental companies and other vendors should carry their own insurance and provide certificates when required.
What types of events can be insured?
Eligible events can include weddings, receptions, birthday parties, showers, reunions, fundraisers, corporate gatherings, festivals and many other short-term events. Some activities, attractions and event types are excluded or require special review.
Is online event insurance available nationwide?
The online program serves eligible events across the 50 United States. Availability, carriers, coverage and terms vary by state and by event. International and unusual events may require a custom review.
Less worrying. More celebrating.
Get the insurance checked off today.
Answer a few questions, see your exact price, and get the certificate your venue needs.
Get an event insurance quote*Prices shown are examples, not guarantees. Actual premium, eligibility, coverage, limits and availability vary by event, state and insurer. Review the quote and policy documents for complete terms, conditions and exclusions.
About this online quote
RGC Insurance is a referral source for this event-insurance program and may receive compensation if you purchase through links on this page. Applications, underwriting decisions, payment, policy issuance and transaction-related service are handled through the third-party event-insurance platform. RGC cannot bind or change coverage through this page. Coverage is governed only by the policy issued by the insurer.